Volume : 11, Issue : 8, AUG 2025

RAJASTHAN MEIN KRISHI VIKAS AUR GRAMIN VIKAS PAR MICROFINANCE SANSTHAON KA PRABHAV

SHREYANSH KHARADI, DR. PRAVEEN PANDYA

Abstract

yah adhyayan raajasthaan ke graameen paridrshy mein maikrophainens sansthaon (mfis) ke krshi vikaas aur saamaajik-aarthik sashaktikaran par pade prabhaav ka vishleshan prastut karata hai. raajasthaan kee arthavyavastha mukhyatah krshi-aadhaarit hai, kintu jalavaayu-nirbhar khetee, seemit rn upalabdhata aur graameen nirdhanata jaisee samasyaen isakee pragati mein avarodh utpann karatee hain. is sandarbh mein maikrophainens sansthaen vitteey samaaveshan ka ek mahatvapoorn saadhan banakar ubharee hain, jo laghu rn, bachat aur beema sevaon ke maadhyam se seemaant va laghu kisaanon tatha mahilaon ko sashakt banaane ka prayaas kar rahee hain. adhyayan mein chayanit jilon ke pheeld daata, emephaee adhikaariyon aur krshakon se praapt jaanakaaree ka upayog kiya gaya hai. parinaamon se spasht hua ki maikrokredit kee upalabdhata ne kisaanon ko uchch gunavatta vaale beej, urvarak tatha sinchaee upakaranon mein nivesh ka avasar diya, jisase kaee kshetron mein krshi utpaadakata aur phasal vividheekaran mein sudhaar hua. saath hee, sv-sahaayata samoohon (shgs) ne mahilaon kee vitteey saaksharata, bachat pravrtti aur nirnay-nirmaan kshamata ko badhaava diya. haalaanki, rn kee seemit raashi, samayabaddh punarbhugataan dabaav, aur poorak sevaon kee kamee ne maikrophainens ke deerghakaalik prabhaav ko seemit kiya. adhyayan ka nishkarsh yah hai ki maikrophainens ne graameen jeevan mein kramik sudhaar to laaya hai, parantu ise parivartanakaaree parinaamon ke lie prashikshan, baajaar sampark, sinchaee sahayog aur dijital saaksharata jaisee poorak rananeetiyon ke saath joda jaana aavashyak hai. neetigat star par, krshi-kendrit rn utpaad, beema yojanaon ka ekeekaran, tatha dijital vitteey avasanrachana ka vistaar maikrophainens ko adhik prabhaavee bana sakate hain. yah shodh raajasthaan jaise chunauteepoorn saamaajik-aarthik sandarbh mein maikrophainens kee praasangikata ko rekhaankit karata hai.

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IESRJ

International Educational Scientific Research Journal

E-ISSN: 2455-295X

International Indexed Journal | Multi-Disciplinary Refereed Research Journal

ISSN: 2455-295X

Peer-Reviewed Journal - Equivalent to UGC Approved Journal

Peer-Reviewed Journal

Article No : 12

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